An investment in your well-being, with no guesswork about cost.
Therapy is a meaningful decision, and the way you pay for it shouldn’t add to the stress. There are three clear ways to work with Magenta (through insurance, with out-of-network benefits, or self-pay), and we’ll help you understand exactly what to expect before your first session.
In-network with UnitedHealthcare, Optum, Aetna, Cigna, Oxford, Blue Cross Blue Shield & Oscar · out-of-network and self-pay welcome.
Find the path that fits your life
Most people fall into one of three categories. Choose the one that sounds like you to jump straight to the details, or read through all three.
Using Insurance
We’re in-network with many major plans. We verify your benefits so you know your coverage before the first session.
See insurance details Option TwoOut-of-Network
Many clients get a large part of their cost reimbursed by their plan. We make it simple with superbills and a reimbursement partner.
See out-of-network details Option ThreeSelf-Pay
Straightforward, flat rates with full flexibility in choosing your therapist and the way you work together.
See self-pay detailsIn-network care, with your coverage confirmed first
Magenta Therapy is in-network with many major insurance plans. When therapy is covered by your plan, you’re typically responsible only for a copay or any remaining deductible, not the full session rate.
Coverage varies from plan to plan, so we don’t leave it to guesswork. We verify your benefits before scheduling, then walk you through what we find in plain language, so there are no surprises once you begin.
Don’t see your plan?
You may still be able to work with us through out-of-network benefits or self-pay, many clients are reimbursed for a large part of the cost. Reach out and we’ll help you sort out your options.
In-Network With
Coverage varies by plan. We verify your benefits before scheduling so you know your costs up front.
You may get a large part of the cost back
If Magenta isn’t in-network with your specific plan, you still have options. Many clients with out-of-network benefits are reimbursed for a large part of the cost of their sessions, though the exact amount varies by plan.
We make this as easy as possible. We can check your out-of-network benefits before you start, tell you what to expect, and provide superbills, the documentation your insurer needs to reimburse you.
How reimbursement works
To make submitting superbills genuinely simple, we partner with Thrizer, a service built specifically to handle out-of-network reimbursement for therapy clients.
Instead of mailing paperwork and waiting, you can have your superbills submitted for you and track your reimbursement in one place.
HSA & FSA. Many clients are also able to use Health Savings Account (HSA) or Flexible Spending Account (FSA) funds toward the cost of therapy. We’re glad to provide whatever documentation your account requires.
Simple, transparent rates
Some people prefer to pay directly, for the flexibility to choose their therapist and to shape how the work unfolds, without depending on plan rules or coverage limits. Our self-pay rates are clear and flat.
Discounted rates with our clinical fellows
For clients who need a lower rate, Magenta offers sliding-scale sessions, typically $30–$50 per session, with our advanced clinical fellows, master’s-level clinicians through our fellowship program in partnership with NYU and Columbia University.
Each fellow has their own profile on our team page, so you can get to know who you’d be working with before you reach out.
Getting started is straightforward
You don’t need to have your insurance figured out before you reach out. The first step is simply a conversation. We’ll handle the benefit details together from there.
Request a free consultation
Book a free 15-minute phone consultation through our scheduling widget. It’s a no-pressure conversation about what you’re looking for.
We verify your benefits
Whether you’re using in-network or out-of-network coverage, we check your benefits and explain your costs clearly before you commit.
You’re matched and ready
We pair you with the right therapist for your needs and goals, and you begin care knowing exactly how payment works.
Pricing & insurance questions
Do you take my insurance?
Magenta Therapy is in-network with many major plans, including UnitedHealthcare, Optum, Aetna, Cigna, Oxford, Blue Cross Blue Shield, and Oscar. Coverage varies by plan, so we verify your specific benefits before scheduling and explain what we find in plain language.
What are your self-pay rates?
Self-pay rates are $100–150 for individual therapy, couples therapy, and intake sessions. Rates vary by therapist. If you need a lower rate, we also offer sliding-scale sessions ($30–$50 per session) with our clinical fellows.
What if you’re not in-network with my plan?
You may still be able to work with us using out-of-network benefits. Many clients are reimbursed for a large part of their session cost, though the amount varies by plan. We can check your out-of-network benefits beforehand and provide superbills for reimbursement.
How do superbills and reimbursement work?
A superbill is the documentation your insurer needs to reimburse you for out-of-network care. To make this simple, we partner with Thrizer, a service built to handle out-of-network reimbursement for therapy clients, so you can have superbills submitted for you and track your reimbursement in one place.
Can I use my HSA or FSA?
Many clients are able to use Health Savings Account (HSA) or Flexible Spending Account (FSA) funds toward the cost of therapy. We’re glad to provide whatever documentation your account requires.
What are clinical fellows, and how are their rates lower?
Our clinical fellows are master’s-level clinicians in our fellowship program, offered in partnership with NYU and Columbia University. They provide sliding-scale sessions, typically $30–$50 per session, which makes care more accessible. You can read each fellow’s profile on our team page.
Is the consultation really free?
Yes. The first step is a free 15-minute phone consultation. It’s a chance to talk through what you’re looking for and decide together whether we’re the right fit, with no cost and no pressure.
Care that fits your life, and your budget.
You don’t have to have the payment details worked out first. Book a free consultation, and we’ll figure out the rest together.
(646) 386-8475 · hello@magentatherapy.com